Checks by phone how to:

How to accept a check by phone.
What is checks by phone?
Can I take a check by phone?

Overview:
All businesses can directly benefit from taking checks by phone. This is the most popular way to take checks from customers, clients, tenants, policy holders, and patients.

How to:
You can take a check by phone from your customers by inbound or outbound call. Direct marketing, telemarketing, sales, collections, dating services, MLM, credit counseling, insurance agents, and just about any industry can take checks by phone using CheckWriter software.  Unlike ACH systems that are governed by N.A.C.H.A. regulations, check drafting is not.

Over the phone, take the customer's name and/or company name and address that is printed on their check, then ask for the check number (optional), the 9 digit routing number  ex. |:123456789|: and the account number.  Be sure the customer agrees to the amount of the check, and you are done.

What next:

After you receive a check by phone from your customer, using software like CheckWriter, you enter the information you gathered, and then using a laser or ink jet printer, you create a draft of the check, with no signature required.

CheckWriter will print a draft that you can then deposit into any U.S. bank the same day.  The draft will be treated just like a check you receive through the mail or over the counter.  Just endorse the back, and make your deposit.

Benefits to taking a check by phone:
Phone checks are easy to process and require only verbal authorization from the customer. Because N.A.C.H.A. regulations do not apply to check drafting, you do not need to record the telephone authorization.

In the name of accurate record keeping, you can enter notes about the conversation, or inbound caller ID information into the NOTES section of the CheckWriter software.  This can help to keep a record of how the transaction was initiated in case the customer has questions in the future.

CheckWriter software has built in routing number validation, so should you happen to transpose the routing number and account number when taking a check by phone, or if you get the routing number wrong completely, the built in validation script will let you know.

CheckWriter Software and checks by phone:
When you use CheckWriter software, you can enter this information into the main screen of the software while you are on the phone.  This way, you don't need to double-type the details, and there is less room for human error.  Just follow the prompts tab by tab and ask the check by phone customer the questions as they appear.  Once you finish completing the main screen, you can print the draft of your phone check immediately.

Conclusion:
CheckWriter software will allow you to accept checks by phone, checks by fax and checks online.  Taking checks by phone is the most popular because you can get impulse sales, take immediate collections, cater to non-credit card customers and there are no special procedures or cumbersome documentation requirements.  Just ask, enter, print and deposit.

For additional information about taking checks by phone, see the FAQ page.

Checks by fax:
Learn how to take checks by fax.
 

Not convinced? Click Here to see why you should choose CheckWriter™.

 

More Frequently Asked Questions:
 
  -How to take checks by fax.
   -How to take checks by phone.
   -How to  take checks online
   -What is a check draft?
   -Find out what is MICR?
   -What is
Blank Check Stock?
   -
How is a check coded
   -Can I check a routing number?
   -
Do banks take checks by fax?
   -What does NSF stand for?
   -Can I see a CheckWriter Demo?
   -Can I download check by fax?
About new Data Encryption Laws.

Returned Check FAQs:
   -
What does NSF stand for?
   -
What does ISF stand for?
   -
What is Uncollected Funds?
   -
What is a Stop Payment?
   -
What is Closed Account?
   -
What does UTL stand for?
   -
What does RTM stand for?

Get more detailed information on:
About accepting checks by phone
About accepting checks by fax

How to accept checks by phone

Why
accept check by phone
 Why accept check by fax
Can I accept checks by fax
How to accept check online
Find accept check online software
How to accept payment by check
Who will
accept virtual check
Definition of a bank draft
How to utilize bank draft software
Details about check acceptance
 Our
check acceptance software
Bank Identification Number List
 Warnings about check by e mail
More secure than check by email
Facts and fiction on check by fax
How to use
check by fax software
Different forms of check by internet
Software used for check by phone
Leading
check by phone service
A check by phone company
Bank Identification Number
Credit Card Validation
Reorder Personal Checks Online

How to use
checks by fax

How to use
checks by phone
CheckWriter Brand Software Facts
CheckWriter software for drafting

 Make a
check by phone payment
Find check by phone processing
Located check by phone services
 Learn check by phone software
 Check draft and check differences
Payment and
check draft software
Uses for check drafting software
Find a check system
 What is a checks by fax company
Accepting checks by phone
Use the leading
fax check software

Check21 & Desktop Deposit
 

Copyright 1996-2012 yourfavorite.com, All Rights Reserved.