All businesses can benefit from taking checks by phone. CheckWritrer™ is trusted by more customers to take checks by phone from customers, clients, tenants, policy holders, and patients.

You can take a check by phone from your customers by inbound or outbound call. Direct marketing, telemarketing, sales, collections, dating services, MLM, credit counseling, insurance agents, and just about any industry, can take checks by phone using CheckWriter^™ software.  Unlike ACH systems that are governed by N.A.C.H.A. regulations, check drafting is not.

Over the phone, take the customer’s name and/or company name and address that is printed on their check, then ask for the check number (optional), the 9 digit routing number  ex. |:123456789|: and the account number.  Be sure the customer agrees to the amount of the check, and you are done.

After you receive a check by phone from your customer, using  CheckWriter™ software, you enter the information you gathered, and then with a laser or ink jet printer, you create a draft of the check, with no signature required.

CheckWriter^™ will print a draft that you can then deposit into any U.S. bank the same day.  The draft will be treated just like a check you receive through the mail or over the counter.  Just endorse the back, and make your deposit.

Checks by phone are easy to process and require only verbal authorization from the customer. Because N.A.C.H.A. regulations do not apply to check drafting, you do not need to record the telephone authorization or receive separate written authorization.

In the name of accurate record keeping, you can enter notes about the conversation, or inbound caller ID information into the NOTES section of the CheckWriter™ software.  This can help to keep a record of how the transaction was initiated in case the customer has questions in the future.

CheckWriter™ software has built in routing number validation, so should you happen to transpose the routing number and account number when taking a check by phone, or if you get the routing number wrong completely, the built in routing number validation tool will let you know.

When you use CheckWriter™ software, you can enter this information into the main screen of the software while you are on the phone.  This way, you don’t need to double-type the details, and there is less room for human error.  Just follow the prompts tab by tab and ask the check by phone customer the questions as they appear.  Once you finish completing the main screen, you can print the draft of your phone check immediately.

CheckWriter™ software will allow you to accept checks by phone, checks by fax and checks online at a website.  Taking checks by phone is the most popular because you can get impulse sales, take immediate collections, cater to non-credit card customers and there are no special procedures or cumbersome documentation requirements.  Just ask, enter, print and deposit.  No merchant account required.  No discount rates, no transaction fees.