Stop Payment on Check: Stop Pay Check
Why was my check returned UTL?
Why was a deposit returned Unable to Locate?
What does Unable to Locate mean?
What does UTL Stand For
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Unable to Locate Account
-
UTL
-
Unable to Locate
- When a check or draft is returned with
the
Unable to Locate
or
UTL
stamp, this means the bank cannot find
any account with that account number in
its records.
This is
most likely a check by phone or check
draft where the wrong information was
entered or provided. Unable to locate
checks or drafts may have details as to
what exactly was wrong, such as a
circled account number, or invalid
routing number message.
Some UTL or unable to locate account
checks have handwritten notes on the
stamp to help the merchant locate the
proper details.
Other
reasons could be the addition or absence
of leading zeros in an account number,
such as a customer with the account
number 123456, but on the check the
account number shows 000123456. Unable
to locate checks cannot be re-deposited.
A new item must be created or a new
check would be required from the account
holder.
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-
Reasons For Return
Main Page
-
Not Sufficient Funds
-
Uncollected Funds Hold
-
Stop
Payment
-
Closed
Account
-
Unable
to Locate Account
- Frozen
Account
-
Refer
to Maker
-
Not
Authorized
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