Account Closed on Check: Account Closed Why was my check returned Account Closed?  Why was the deposit returned Account Closed? What does Account Closed mean?  What does Closed Account Stand For ? Closed Account - Account Closed - When the banks stamps Account Closed or puts the Closed Account stamp on a check or draft that was deposited, this means the account holder's bank account that was associated with that check is closed.   No closed account or account closed items can be re-deposited. You must get a new check from the  account holder when the item was returned Account Closed. Most items will be stamped - Do not redeposit.

What next:
If you have a check or draft returned, pay close attention to the reason code so you know if you can redeposit the item. 

Protection:
Use services that will check the validity of your checks and drafts before you deposit the items. Free services to verify the routing number, are offered at https://routingtool.com and for as low as 39 cents each, you can verify and validate checks and find out if the routing number and the account number are valid by using https://bettercheck.com

Checks by phone:
Learn how to take checks by phone.

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           Learn how to accept checks by phone.

                

       

               - Reasons For Return Main Page
               - Not Sufficient Funds
               - Uncollected Funds Hold
               - Stop Payment
               - Closed Account
               - Unable to Locate Account
               -  Frozen Account
               - Refer to Maker
               - Not Authorized