Expired Check - Stale Check or Stale Dated Check - Checks returned with a Stale Dated stamp are past the expiration date as set by the check issuer.  Some checks are valid only if cashed or deposited within 7 days, 30 days, 90 days or 180 days. 

 Checks with this time limit will be returned for Stale Dated or Expired Check and cannot be re-deposited.

You must get a new check from the issuer if your check is returned stale dated pr returned stamped "EXPIRED CHECK"

 

 

 

Protection:
Use services that will check the validity of your checks and drafts before you deposit the items. If you don't know how to contact the bank once the check is returned, call the bank phone number. You can use RoutingTool to verify the Routing Number or BetterCheck to verify the check.

       

               - Reasons For Return Main Page
               - Not Sufficient Funds
               - Uncollected Funds Hold
               - Stop Payment
               - Closed Account
               - Unable to Locate Account
               -   Frozen Account
               - Refer to Maker
               - Not Authorized