- Why was my check returned for Endorsement Missing?
- Why was the deposit returned as Endorsement Missing?
- What does Endorsement Missing mean?
- What do Endorsement Missing messages mean?

Endorsement Missing - Endorsement - If a check or check draft is returned due to endorsement missing, this is because the depositor, not the account holder that issued the check, did not endorse the item. 

An endorsement is a signature or stamp that goes on the back of the check. At minimum, banks require a single signature in the endorsement blank on the reverse of the check.

Other endorsements include, "For Deposit Only", and "Without Recourse", and "Pay to the order of" if making a third part endorsement.


You can redeposit a check with Endorsement Missing stamped on it by adding an endorsement and re-depositing the item.

 

 

 

Protection:
Use services that will check the validity of your checks and drafts before you deposit the items. If you don't know how to contact the bank once the check is returned, call the bank phone number. You can use RoutingTool to verify the Routing Number or BetterCheck to verify the check.

       

               - Reasons For Return Main Page
               - Not Sufficient Funds
               - Uncollected Funds Hold
               - Stop Payment
               - Closed Account
               - Unable to Locate Account
               -   Frozen Account
               - Refer to Maker
               - Not Authorized