Frozen Account: Account Frozen Why was my check returned Frozen Account?  Why was a deposit returned Account Frozen? What does Frozen Account mean?  What does Frozen Stand For on a check? Frozen Account - Blocked Account - Checks and drafts are returned with Frozen Account or Blocked Account messages when the bank is required to lock or Freeze an account.   This can be due to a divorce judgment, IRS tax lien, wage garnishment, court order or other legal reason that the bank can be required to freeze an account. Checks stamped Frozen Account cannot be re-deposited - a new item is required from the account holder.

What next:
If you have a check or draft returned, pay close attention to the reason code so you know if you can redeposit the item. 



Protection:
Use services that will check the validity of your checks and drafts before you deposit the items. Free services to verify the routing number, are offered at https://routingtool.com and for as low as 39 cents each, you can verify and validate checks and find out if the routing number and the account number are valid by using https://bettercheck.com

Checks by phone:
Learn how to take checks by phone.

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           Learn how to accept checks by phone.

                

       

               - Reasons For Return Main Page
               - Not Sufficient Funds
               - Uncollected Funds Hold
               - Stop Payment
               - Closed Account
               - Unable to Locate Account
               -  Frozen Account
               - Refer to Maker
               - Not Authorized