Not Authorized Check - Counterfeit Stamp: Why was my check returned Counterfeit?  Why was a deposit stamped Not-Authorized? What does Unauthorized mean?  What does Fraudulent stand for on a check?       Not Authorized or Counterfeit - Unauthorized, Not Authorized, and UA and Counterfeit stamps are typically a result of the account holder disputing the item during the payment presentment process, or if a particular block is noted on the account such as "no drafts" or "no debits" and such an item is presented.  Items marked Not Authorized or Unauthorized or Counterfeit Check, cannot be re-deposited.

What next:
If you have a check or draft returned, pay close attention to the reason code so you know if you can redeposit the item. 

Protection:
Use services that will check the validity of your checks and drafts before you deposit the items. Free services to verify the routing number, are offered at https://routingtool.com and for as low as 39 cents each, you can verify and validate checks and find out if the routing number and the account number are valid by using https://bettercheck.com

Checks by phone:
Learn how to take checks by phone.

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           Learn how to accept checks by phone.

                

       

               - Reasons For Return Main Page
               - Not Sufficient Funds
               - Uncollected Funds Hold
               - Stop Payment
               - Closed Account
               - Unable to Locate Account
               -  Frozen Account
               - Refer to Maker
               - Not Authorized