Accept Payment By Check with CheckWriter:
How do I accept payment by check?
What allows me to accept payment by check?
Can I accept payment by check online?
All businesses can
payment by check with ease. CheckWriter is the most popular way to
accept payment by check remotely from customers, clients,
tenants, policy holders, and patients.
accept payment by check from your customers by inbound or
outbound call. Direct marketing, telemarketing, sales,
collections, dating services, MLM, credit counseling, insurance
agents, and just about any industry can accept checks by phone
using CheckWriter software. Unlike ACH systems that are
N.A.C.H.A. regulations, check drafting is not.
Over the phone, take the customer's name and/or company name and
address that is printed on their check, then ask for the check
number (optional), the 9 digit
routing number ex. |:123456789|:
and the account number. Be sure the customer agrees to the
amount of the check, and you are done.
Fax checks are the easiest to process and the most accurate,
because you have an actual picture of the check from the fax.
This way, there is no confusion as to what the routing number,
the account number or even the check number are. Just take
the information from the face of the check yourself.
In addition to accuracy, when you accept payment by check via fax,
it will create a
paper trail where you the merchant will have written proof of
authorization. Although not required for check drafting,
this is a valuable loss prevention tool, especially in
industries that are considered high risk or may have potential
for fraud or misuse.
payment by check
via phone or fax, you use
software like CheckWriter™
to enter the information you
and then with a laser or ink jet printer, you create a
draft of the
check, with no signature required.
CheckWriter™ will print a
draft that you can
then deposit into any U.S. bank the same day. The draft
will be treated just like a check you receive through the mail
or over the counter. Just endorse the back, and make your
Accept Payment by Check with Check by
Phone - The Benefits:
Phone checks are easy to process and require only verbal
authorization from the customer. Because N.A.C.H.A. regulations
do not apply to check drafting, you do not need to record the
In the name of accurate record keeping, you can enter notes
about the conversation, or inbound caller ID information into
the NOTES section of the CheckWriter software. This can
help to keep a record of how the transaction was initiated in
case the customer has questions in the future.
CheckWriter™ software has built in
routing number validation, so
should you happen to transpose the routing number and account
number when you accept check by phone details, or if you get the routing
number wrong completely, the built in validation script will let
Use CheckWriter Software to accept check by phone
When you use CheckWriter™ software, you can enter this
information into the main screen of the software while you are
on the phone. This way, you don't need to double-type the
details, and there is less room for human error. Just
follow the prompts tab by tab and ask the check by phone
customer the questions as they appear. Once you finish
completing the main screen, you can print the draft of your
phone check immediately.
CheckWriter™ software will allow you to
check by phone payments,
checks by fax, and checks online. Taking a check by phone
is the most popular method available because you can get impulse sales, take
immediate collections, cater to non-credit card customers and
there are no special procedures or cumbersome documentation
requirements. Just ask, enter, print and deposit.
For additional information about taking checks by phone, see the
Checks by fax:
Learn how to take checks by
Click Here to see why you should choose